Being injured in a car accident takes a physical and emotional toll. Not only that. But a serious injury can hurt your finances.
When negligence contributed to the crash, personal injury compensation is a possibility. What does personal injury compensation cover?
Medical bills
Even with insurance, medical treatment can be expensive. A visit to the doctor can cost hundreds of dollars. Ongoing treatment and surgeries can amount to tens of thousands of dollars or more. These costs can be factored into a personal injury claim.
Property damage
Your car may have been written off in the accident, leaving you without transport. Other belongings in the vehicle might also have been destroyed. You can claim for the costs of damaged property in a personal injury claim.
Time off of work
While you are recovering, you may be unable to work. This means that you are not receiving a regular income. Usually, personal injury compensation covers lost wages. You may not receive the full amount, but you should get most of your regular wage.
Pain and suffering
Personal injury compensation can also include your pain and suffering. Essentially, this amounts to how the accident has impacted your quality of life. If you are in severe physical discomfort, this can be included. If your personality and relationships have changed, compensation can be awarded for your reduced quality of life.
Having as much information as possible can help maximize the value of your claim. Seeking legal guidance is also a good idea.